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Gretchen Morgenson at the NY Times on the inherent flaws in HAMP:

http://www.nytimes.com/2009/12/06/business/economy/06gret.html?_r=1

HuffPo on Dept of Treasury admissions that HAMP is not working:

http://www.huffingtonpost.com/2009/12/07/anatomy-of-a-failed-forec_n_383326.html?igoogle=1

Millions more defaults coming… happy 2010….detailed stats in this article from Mark Hanson “Mr. Mortgage”

http://mhanson.com/archives/349